Utilyx.app — Designen, automatisieren und orchestrieren Sie Ihre Geschäftsprozesse.

Utilyx.app Utilyx.app is an AI-powered BPM platform to design, automate and orchestrate business processes — with a no-code visual designer, conversational AI copilot, intelligent document processing (OCR), dynamic PDF generation, GED archiving and multi-database integration. It is multilingual (Arabic with RTL, French, English, Spanish, German, Russian, Chinese) and built for regulated industries worldwide: banking, insurance, automotive, real estate, distribution, HR and public administration, with compliance for international standards (GDPR, ISO 27001, eIDAS) and regional regulations.

Utilyx.app verbindet einen visuellen Prozessdesigner mit einer Konversations-KI. Zeichnen Sie Ihre Workflows, generieren Sie Ihre Archive, binden Sie Ihre APIs und Datenbanken ein, erstellen Sie Ihre PDFs — alles auf einer einzigen Plattform, zugeschnitten auf jede Branche.

Eine Plattform, sechs Superkräfte

Jeder Baustein von Utilyx.app fügt sich zusammen — vom Design über die Ausführung bis zur finalen Dokumentation.

Das Herz Ihrer Automatisierung

Ein Prozessdesigner der nächsten Generation. Jeder Knoten ist ausführbar, jede Verzweigung testbar. Visualisieren Sie den tatsächlichen Fluss Ihrer Daten während des Designs.

Steuern Sie Ihr BPM durch Konversation

Unser KI-Copilot wandelt Ihre Absichten in ausführbare Prozesse um. Fragen Sie in einem einfachen Chat und erhalten Sie:

OCR & Compliance-Prüfung

Automatisieren Sie die Dateneingabe und Kontrolle Ihrer eingehenden Dokumente. Utilyx.app liest Ihre Rechnungen, Bestellungen und Verträge, extrahiert Schlüsseldaten und prüft die Compliance vor der Integration.

Eine Lösung für jedes Unternehmen

Utilyx.app passt sich an Ihren Bereich mit vorkonfigurierten und vollständig anpassbaren Prozessen an.

Bankwesen & Finanzen

Digitalisieren Sie die gesamte Customer Journey mit Compliance und Nachverfolgbarkeit.

  • Account opening & regulatory KYC
  • Credit application (mortgage, consumer, SME)
  • Automated credit assessment and approval
  • Customer complaint management
  • AML transaction monitoring & reporting
  • Loan origination & disbursement workflow
  • Card issuance & activation workflow
  • Account closing & compliance check
  • Internal audit & control workflow
  • FATCA/CRS reporting & documentation

Versicherung

Vom Abschluss bis zur Schadensabwicklung — beschleunigen Sie jeden Schritt.

  • Auto / home claims reporting & management
  • Underwriting and contract issuance
  • Reimbursements & certificates management
  • Renewal and cancellation
  • Fraud detection & investigation workflow
  • Policyholder onboarding & digital signature
  • Beneficiary & policy amendment workflow
  • Reinsurance treaty documentation
  • Complaint & mediation file management
  • Agent commission & reconciliation

Automobil

Händlerbetriebe, After-Sales und Fuhrpark: orchestrieren Sie Ihre operativen Abläufe.

  • Vehicle order and delivery
  • Workshop / after-sales appointment booking
  • Warranty and recall management
  • Fleet tracking and maintenance
  • Spare parts order & inventory workflow
  • Trade-in valuation & purchase workflow
  • Vehicle registration & document processing
  • Customer satisfaction survey & follow-up
  • Leasing contract & end-of-term inspection
  • Accessory order & installation scheduling

Immobilien

Bauträger, Agenturen und Immobilienverwalter: vereinfachen Sie das Dokumentenmanagement.

  • Lease application and file preparation
  • Rental management and invoicing
  • Digital move-in inspection
  • Condominium / syndicate management
  • Property listing & visit scheduling
  • Mortgage file assembly & bank submission
  • Tenant exit & damage assessment
  • Rent review & indexation workflow
  • Building permit & construction tracking
  • Co-ownership vote & general assembly

Vertrieb & Logistik

Von der Bestellung bis zur Lieferung — machen Sie Ihre Supply Chain zuverlässig.

  • Purchase order processing
  • Stock management and replenishment
  • Picking and delivery tracking
  • Returns and credit notes management
  • Supplier onboarding & compliance check
  • Warehouse inbound & quality control
  • Cross-docking & transit workflow
  • Customs clearance & import documentation
  • Cold chain temperature log & alert
  • Last-mile delivery proof & POD

HR & Verwaltung

Automatisieren Sie Ihre internen und administrativen Prozesse.

  • Employee onboarding & integration
  • Leave, expense reports, mission orders
  • Appraisals and annual reviews
  • Public procurement & administrative desk
  • Recruitment & candidate tracking
  • Offboarding & knowledge transfer
  • Training request & certification tracking
  • Payroll variable input & validation
  • Internal mobility & job posting
  • Occupational health & safety incident

Healthcare & Medical

Hospitals, clinics and labs: secure patient journeys and medical records.

  • Patient admission & discharge workflow
  • Medical records digitization & archiving
  • Lab sample tracking & result delivery
  • Insurance claim & pre-authorization
  • Appointment scheduling & reminders
  • Medical device maintenance & tracking
  • Prescription & medication workflow
  • Surgical planning & operating room booking
  • Patient consent & GDPR/HIPAA compliance
  • Quality incident & adverse event report

Education & Training

Schools, universities and training centers: automate academic administration.

  • Student enrollment & registration
  • Diploma & certificate issuance
  • Tuition payment tracking & reminders
  • Exam grading & transcript generation
  • Teacher assignment & scheduling
  • Alumni network & document requests
  • Scholarship & financial aid application
  • Internship agreement & convention
  • Course catalog & syllabus approval
  • Student complaint & disciplinary case

Legal & Compliance

Law firms, notaries and compliance teams: manage cases and documents.

  • Case file assembly & management
  • Contract drafting & approval workflow
  • Notarial deed preparation & archiving
  • Litigation tracking & deadline reminders
  • Regulatory compliance audit workflow
  • Power of attorney & mandate management
  • Intellectual property & trademark filing
  • Corporate secretarial & board minutes
  • Due diligence & M&A document room
  • Legal billing & time tracking

Retail & E-commerce

Stores, marketplaces and brands: orchestrate commerce operations.

  • Product catalog & pricing approval
  • Customer return & refund workflow
  • Supplier purchase order & receiving
  • Loyalty program & voucher management
  • Store opening & compliance checklist
  • Marketing campaign approval & tracking
  • Inventory count & stock adjustment
  • Price change & promotion workflow
  • Customer review & feedback management
  • Multi-channel order fulfillment

Construction & BTP

Builders, contractors and engineers: manage worksites and documents.

  • Building permit application & tracking
  • Worksite progress report & validation
  • Subcontractor onboarding & compliance
  • Material order & delivery scheduling
  • Safety inspection & incident report
  • Handover & acceptance protocol (PV)
  • Change order & variation request
  • Invoice validation & payment milestone
  • Equipment rental & return workflow
  • Environmental impact & waste tracking

Telecom & IT Services

Operators, ISPs and IT services: automate provisioning and support.

  • Customer onboarding & line activation
  • Ticket routing & incident management
  • Service request & SLA tracking
  • Contract renewal & churn prevention
  • Field technician dispatch & scheduling
  • Billing dispute & resolution workflow
  • Network incident & outage management
  • Equipment installation & acceptance
  • Number portability & migration workflow
  • SLA credit & compensation calculation

12 Module, ein einheitliches Erlebnis

Aktivieren Sie nur, was Sie benötigen. Jedes Modul kommuniziert nativ mit den anderen.

BPM Designer
Visuelle Prozessmodellierung
AI Copilot
Chat-basierte Generierung
UseArchive
Archivierung & Indizierung
UseExplorer
Volltextsuche
UsePDF
Dynamische PDF-Generierung
Mail Connect
E-Mail-Integration
Office Online
Kollaboratives Bearbeiten
Data Management
Verknüpfte Tabellen & Datenbanken
E-Signatures
Elektronische Signatur
Mobile App
Zugriff unterwegs
Monitoring
Echtzeit-Überwachung
UseShare
Externe Zusammenarbeit

Von der Idee zur Automatisierung in 4 Schritten

  1. Modellieren. Zeichnen Sie Ihren Prozess visuell oder beschreiben Sie ihn der KI.
  2. Konfigurieren. Binden Sie Ihre Daten, Formulare, APIs und Geschäftsregeln ein.
  3. Bereitstellen. Veröffentlichen Sie mit einem Klick. Simulieren Sie bei Bedarf vorher.
  4. Steuern. Verfolgen, archivieren und optimieren Sie kontinuierlich.

Built for every market

Utilyx.app is available worldwide with localized interfaces in 7 languages (Arabic with RTL, French, English, Spanish, German, Russian, Chinese) and compliance with international and regional standards.

International compliance

Whether you operate in Paris, Dubai, Madrid, Berlin, Shanghai or Casablanca — Utilyx.app speaks your language and complies with your regulations.

Utilyx.app currently targets the following markets: Global / International · France & Francophone Europe · Morocco & MENA (Moyen-Orient et Afrique du Nord) · Spain & Latin America (LATAM) · DACH (Deutschland, Österreich, Schweiz) · Russia & CIS · Greater China & APAC. This page is served for DACH (Deutschland, Österreich, Schweiz) (de).

BPM, GED & Workflow Glossary

Key terms to understand process automation, document management and AI-driven workflows.

BPM (Business Process Management)
A discipline that models, automates, monitors and optimizes business processes end-to-end. Utilyx.app is a BPM platform.
GED (Gestion Électronique des Documents)
Electronic document management — digitize, classify, index, search and archive documents. Utilyx.app includes a native GED module (useArchive).
OCR (Optical Character Recognition)
Technology that extracts text from scanned documents, PDFs or photos. Utilyx.app reads invoices, orders, contracts and IDs automatically.
Workflow
A sequence of automated steps that move data and tasks between people and systems. Utilyx.app designs and executes workflows visually.
No-Code / Low-Code
Approaches that let non-developers build applications and processes via drag-and-drop, without writing code.
SAE (Système d'Archivage Électronique)
Electronic archiving system that guarantees document integrity, legal retention and traceability over time.
AI Copilot
A conversational assistant that generates processes, forms and rules from natural language. Utilyx.app integrates an AI copilot.
Hyperautomation
Combining AI, BPM, RPA and integrations to automate as many processes as possible — a 2026 Gartner trend.
Dematerialization
Replacing paper documents and manual processes with digital workflows. Mandatory for DGI e-declarations in Morocco.
KYC (Know Your Customer)
Regulatory process to verify customer identity — used in banking. Utilyx.app automates KYC workflows.

How Utilyx.app compares to other BPM platforms

Utilyx.app combines features that are usually split across multiple tools.

FeatureUtilyx.appTraditional BPMRPA toolsSimple GED
Visual no-code designer✓Partial✗✗
Conversational AI copilot✓Rare✗✗
OCR & document processing✓Add-onAdd-onPartial
Native GED archiving✓Add-on✗✓
Dynamic PDF generation✓Add-on✗Rare
Multi-database integration✓PartialPartial✗
Trilingual AR · FR · EN (RTL)✓RareRareRare
Moroccan compliance (CNSS/DGI)✓✗✗✗
AI-driven process generation✓✗✗✗

Alles, was Sie wissen müssen

Muss ich programmieren können, um Utilyx.app zu nutzen?

Nein. Der No-Code-Visualeditor ermöglicht es Ihnen, komplexe Prozesse per Drag-and-Drop zu modellieren. Die KI kann den Prozess sogar aus einer einfachen Textbeschreibung generieren.

Ist das Tool an den marokkanischen Kontext angepasst?

Ja. Utilyx.app unterstützt Arabisch, Französisch und Englisch und richtet sich nach lokalen administrativen Abläufen (CNSS, AMO, DGI) sowie dem einheitlichen Investoren-Schalter.

Wie funktioniert das 3-Tage-Free Tutorial?

Sie erhalten Zugang zu einer geführten Umgebung, um die wichtigsten Funktionen zu entdecken. Keine Kreditkarte erforderlich. Am Ende können Sie einen 3-monatigen Testzugang anfordern.

Kann ich meine bestehenden Systeme einbinden?

Absolut. Utilyx.app verfügt über native Konnektoren (REST-APIs, Webhooks, SQL-/NoSQL-Datenbanken, Office-Suiten) und ein Framework für benutzerdefinierte Integrationen.

Sind meine Daten sicher?

Die Plattform umfasst feingranulares Rechtemanagement, automatische Sperrung nach Fehlversuchen, Protokollierung und vollständige Nachverfolgbarkeit jeder Aktion.

Welche Branchen werden abgedeckt?

Bankwesen, Versicherung, Automobil, Immobilien, Vertrieb & Logistik, HR und öffentliche Verwaltung — mit anpassbaren vorkonfigurierten Prozessen.

BPM · Workflow Automation · GED · OCR · AI Copilot · No-Code · Low-Code — France, Europe, MENA, LATAM, DACH, APAC, Worldwide

Utilyx.appUtilyx.app
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banking 5 min read2026-06-25

Reporting FATCA/CRS & documentation: Banking & Finance workflow automation with

From intake to archiving: automate "Reporting FATCA/CRS & documentation" with a structured workflow, multi-level validation, automatic PDF and compliant archiving.

›Why "Reporting FATCA/CRS & documentation" needs a structured workflow

"Reporting FATCA/CRS & documentation" is a recurring business case in the banking & finance sector. Without a structured workflow, it runs across email, spreadsheets and scattered documents — generating delays, errors and audit gaps.

Utilyx models this process as an executable workflow, with conditional routing, multi-level validation, automatic PDF generation and legal archiving. Every step is traced, every decision is logged.

›The automated workflow

The process designer models the journey as connected nodes:

  • Intake: the requester submits the required information and documents.
  • Validation: a manager approves or refuses, with data propagated in read-only.
  • Conditional routing: based on type, amount or severity, the flow takes the right branch.
  • PDF generation: a formatted document is produced automatically (usePDF).
  • Archiving: the document is filed in a tamper-evident, searchable archive (useArchive).
  • Notification: the requester and actors receive an email confirmation with a direct link.

›Concrete benefits

Teams that automate "Reporting FATCA/CRS & documentation" on Utilyx report processing time dropping from days to hours, full traceability of every decision, and zero missing documents — because the workflow blocks submission until required documents are present.

The business vocabulary (KYC, AML, credit, account opening, compliance, FATCA/CRS) is built into the workflow, so the AI copilot can propose the right schema directly without the user having to re-explain their business.

›The workflow in real time

Every node is executable, every branch is testable. Visualize the actual flow of your data while you design.

Automated process
Exécution en temps réel
CollecteSystème
ClassificationUS/CRS
DocumentationW-8/W-9
ValidationCompliance
Rapport XMLFATCA
ArchivageuseArchive
SubmissionAutorité

Frequently asked questions

How long does it take to deploy the "Reporting FATCA/CRS & documentation" workflow?

A business analyst can model and deploy it in a single session, either manually in the designer or by describing it to the AI copilot.

Can the generated document be legally archived?

Yes. useArchive stores the PDF in a tamper-evident archive with a full-text index, meeting audit and retention requirements.

Ready to automate your processes?

Utilyx lets you design, automate and orchestrate your workflows visually — with an AI copilot, OCR, PDF generation and legal archiving. Start in minutes, not weeks.

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